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Our comprehensive Tax Planning Factsheets

Written by Gemma Darcy

As we’re well into the new tax year, now is the perfect time to review your finances and take advantage of available opportunities.  

This means taking advantage of available tax reliefs and allowances each tax year – something that’s even more important in a time of great financial uncertainty. It’s therefore essential to think about the decisions and actions you can take now to help mitigate any impacts.

We’re here to help, sharing our comprehensive Tax Planning Booklet and Factsheets – all valuable resources designed to shed light on tax planning and provide insight into what can be a world of confusion.

If you’re interested in exploring your options further, or you would like more information on any of the content, then just reach out to me personally for a no obligation consultation.

Image of Chartered Financial Adviser, Gemma Darcy, advising a client.

View our guides to maximise on your tax allowances. Just click on the link to view or download any of our factsheets.


Find your tax relief

Invaluable advice to maximise your allowances: Opportunities to consider this year.

find your tax relief download here

Tax Year Checklist

Taking proactive steps gives us time to make any necessary changes and ensure our financial plans are tracking our objectives. Our Tax Year Checklist helps you to do this.

tax year checklist download here

60% Tax Trap

It’s often thought that the highest UK tax rate is 45% but that’s not the case. Discover more about the 60% Tax Trap.

60 per cent tax trap download here

Capital Gains Tax Free Allowance

Did you know the Capital Gains tax free exemption has been reduced to £3000? Here are three things to consider.

capital gains tax download here

Inheritance Tax thresholds

The government has frozen the inheritance tax (IHT) thresholds until April 2028. This is often described as a ‘stealth tax’ by the government as not increasing the thresholds in line with inflation means more and more families are automatically brought into the IHT net. Find out how this works.

inheritance tax download here

What’s best for retirement, Pension or ISA?

You may be wondering whether it is better to save into an ISA or a defined contribution/money purchase pension for your retirement. The main differences between pensions and ISAs is tax relief and when funds can be drawn. So, how do they compare?

pension or isa download here

Need any help? Just [CLICK HERE] to get in touch for a no obligation chat.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.

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