I really like Gemma’s informal, non-stuffy approach. It makes such a refreshing change in my experience. She has been providing financial advice for a few years now; she’s lovely to deal with, patient and readily available. I have confidence in her advice and am reassured by her at times when the markets can be rocky. She has helped us set ourselves up for retirement with her cash flow planning. Importantly, I believe Gemma truly cares about us as clients and does her very best for us.