Client Story - In conversation with Kakali Mitra Kakali is an impressive lady, and we were delighted when she found the time to chat to us about her experience of appointing Gemma as her financial adviser back in 2021. “Although Gemma has only been helping to manage...
I have had experience of working with Gemma for around 15 years. Gemma has been essential for me to understand how to plan financially for me and my family, all with clear explanations in an often confusing and difficult arena. I feel better financially equipped and...
We first started working with Gemma around two years ago when we realised we needed some help and guidance with our financial planning. From the very beginning, her advice has been invaluable. She has taken the time to really understand not only our current...
The power of planning: If you’re considering a career change or stepping into self-employment, know this: good financial advice isn’t just about numbers, it’s about having the tools, support, and confidence to shape your own future. Because when you’re in control of...
Gemma has been the financial adviser for my wife and I for around six years and has played a key role in helping us realise some long-held financial and life goals. Knowledgable, efficient and communicative – key traits for anybody undertaking such a key role.
"Just updated my Tax Return and instead of me owing £2k they owe me £8k. I owe you a drink! Thanks as always for your expert advice Gemma."
My wife and I discovered Gemma after requesting recommendations for a financial adviser on the Nantwich Facebook Group; her name came up so many times it was a no brainer. Some people you feel are just wanting commission; it was obvious that Gemma took the time to get...
I’d been looking for a financial adviser to help me with my pensions for a long time. The fact that Gemma’s business Facebook depicted her as being very human and approachable was appealing and her website biography felt unique, personalised – that there was a real...
I approached Gemma a few years ago as I needed some professional advice on managing several different DC and DB pension pots, and what to do with them for the best. Gemma's personal approach immediately put me at my ease as we explored what it was that I wanted to...
When it came to planning our financial future, we needed to find an adviser we felt we could have a meaningful relationship with; ensuring you have enough money in retirement is so important. When you find someone like Gemma who you can trust and respect, the rest is...
I had a couple more years until I retired and wanted to ask for advice, but didn’t know how to pitch things in order to move some of the funds invested into a higher risk before beginning drawdown. I was a little worried about transferring everything to St. James’s...
Experiencing Gemma’s Cashflow Planning Service and receiving our subsequent report was very valuable. It enabled us to make decisions about investment now that will ensure we have an adequate income to meet our planned future lifestyle. I also commissioned an NHS...
The initial discussion with Gemma was very helpful and informative and provided a baseline on information to allow us to decide what further information we wanted to receive. We opted for four reports covering potential retirement at various ages and depending on...
We first met with Gemma at our home pre-Covid for an informal chat. I’d never discussed my finances with anyone, but she quickly made me feel comfortable and I felt supported through our following meetings and decisions. I lost my dad unexpectedly, which is one of the...
Gemma has been my financial adviser for five years and always been very approachable, friendly and easy to talk to. Although I believe I’m financially savvy, all the recent changes to the NHS pension scheme means it’s been great to have an expert on hand to offer any...
To be honest I was terrified to seek advice initially as anything to do with finance can be really daunting. But Gemma was great. She was super clear and made a complicated situation fully understandable. She’s especially good during the current economic situation...
We really appreciate the continuing advice Gemma gives us. It means we have a real sense of financial security. It’s so important to take advice to ensure you have the right protection for your personal needs.
I asked Gemma for help to resolve a pension issue I was facing. She took the time to understand the problem, clearly explaining the paperwork that she needed and answering all my questions patiently and with consideration. Gemma not only resolved the issue, she also...
I really like Gemma’s informal, non-stuffy approach. It makes such a refreshing change in my experience. She has been providing financial advice for a few years now; she’s lovely to deal with, patient and readily available. I have confidence in her advice and am...
Gemma is absolutely brilliant – we can’t praise her enough. Her approach is kind and caring and at no point did we feel patronised. We are both new to life insurance and were really impressed with her in-depth knowledge, feeling she went well beyond what was required...
Thanks to Gemma’s excellent financial knowledge – especially relating to tax – and by utilising her Cashflow Planning Service, I discovered I was able to retire four years early. Her expertise and friendly, sound advice meant I maximised my tax efficient saving...
When dealing with the creation of my NHS Pension Report, Gemma gave really clear, straightforward advice. No question was a silly question and she made us feel comfortable throughout all consultations.
I would recommend Gemma; she has been a pleasure to deal with. She immediately understood my financial priorities, has consolidated my investments and I have already benefited from her services by receiving 20% tax relief. She understands my financial goals and has...
As financially aware as you might believe yourselves to be, there will always be stones left unturned without professional advice. Thanks to Gemma, my family and our future prospects are more secure, and we trust the advice Gemma offers. I’ve been happy to recommend...
I received a letter relating to my NHS Pension. It made no sense to me in terms of the content and the rules and regulations around it, so I went to my HR Department who put me in touch with Gemma. Her approach from the outset was very open and friendly and at no...
For me it was Gemma’s approach to giving advice that was so impressive. I’d found Gemma initially via her Instagram account, and she was then recommended by a friend. When we met in-person she instantly put me at my ease; I felt comfortable and relaxed as Gemma was...
We initially sought Gemma’s help when we had a sum of money we wanted to invest for our children. We found her to be extremely proactive in helping us set goals for our money and understand the pros and cons of different types of investment portfolios and levels of...
Firstly, I would like to thank Gemma and her team for the first class service I received during the entire process of planning for my retirement. Gemma explained things to me in a way I understood and gave sound advice around planning ahead in terms of me actually...
As a specialist surgeon, if I were unable to continue working in my specialty, I may be asked to retrain in another specialty or occupation. However, with the income protection recommended by Gemma, I would not be expected to do so. She also personalised my finances...
Gemma carried out a joint review for me and my fiancé; she made a number of recommendations tailored to our own unique circumstances and has really put our mind at rest. Gemma is responsive, honest and professional but at the same time, incredibly personable and...
Gemma is always very approachable, explaining things in simple terms and bringing them down to your level. I’ve never been uncomfortable with any of her advice; she always encourages you to consider everything, nothing is ever forced. Ten years ago I certainly didn’t...