I approached Gemma a few years ago as I needed some professional advice on managing several different DC and DB pension pots, and what to do with them for the best. Gemma’s personal approach immediately put me at my ease as we explored what it was that I wanted to achieve.

After that initial exploratory chat, Gemma went away and managed all the “legwork” for me; she came back a few weeks later with an amazingly clear, visual representation of my assets, potential future cashflow, and various “what if” scenarios. I never felt pressured, but it immediately became clear that I should leave some funds where they were, while consolidating others, all of which Gemma arranged on my behalf.

As a busy professional, I value that same professionalism in others and immediately recognised this in Gemma and ours has now become a long term relationship. Best of all, Gemma’s advice was instrumental in giving me the confidence and security that has allowed me to retire significantly earlier than I anticipated.