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Gemma Darcy CeMAP, APFS

Director & Chartered Financial Planner delivering financial planning advice in a language everyone can understand.

Why succession planning is so important for businesses

Why succession planning is so important for businesses

In conversation with: Managing Director, Helen Rogers Helen started her business in 2011, with the aim of supporting local companies needing a helping hand with their bookkeeping. Establishing herself within the Knutsford community, Helen rapidly metamorphosised from...

Why succession planning is so important for businesses

A key factor when you create a thriving business is what happens when you retire or semi-retire? This is a recurring topic for anyone wanting to understand what needs to be put in place for business succession planning. Although Helen has quite a few years to go, here she explains the various options open to her when the time comes.

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Why I chose to follow Darcy Financial Planning Ltd’s pension advice

Why I chose to follow Darcy Financial Planning Ltd’s pension advice

A Client’s Story: “After discussing my options in detail with Gemma, I realised my current company pension, like most generic employer-provided Defined Benefit schemes, assume you will use your fund to buy an annuity and progressively de-risk your investments as you approach retirement. This is not necessarily appropriate if you have a mixture of pension pots or intend to use your investments on a draw-down basis, in which case a significant proportion of your pension remains invested for 20 years or more.”

Retirement – A sense of loss or a new beginning?

Retirement – A sense of loss or a new beginning?

In our pursuit of a fulfilling life, our focus is often on accumulating wealth. However, managing our health – both mental and physical – is equally important for a happy future. Toni Jordan shares her experience of marrying her perfect partnership between health and wealth, emphasising the need to prioritise wellbeing alongside financial planning in preparation for retirement.

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